loan-my.com is Malaysia’s trusted online platform for comparing and connecting borrowers with licensed personal loan providers. We operate from Level 26, Menara Maxis, Kuala Lumpur City Centre, 50088, with the goal of making fast, transparent, and responsible borrowing accessible to all Malaysians.
Our mission is simple: cut through the complexity of traditional banking and deliver quick cash solutions when you need them most. Whether it’s covering unexpected bills, home repairs, education costs, business opportunities, or everyday emergencies, we match you with regulated lenders offering loans from as little as RM 100 up to RM 10,000. Approval decisions often come in 15–30 minutes, with funds deposited into your Malaysian bank account (Maybank, CIMB, Public Bank, RHB, and others) within 1–2 hours — even on weekends and public holidays.
We are not a direct lender. Instead, loan-my.com serves as a free comparison service that partners exclusively with licensed moneylenders under the Moneylenders Act 1951 (Act 400), regulated by BNM and KPKT. All featured providers, such as SakuWang, Nimbura, Amanah Kredit, Adacash, and Tambadana, hold valid licenses. Our platform generates zero CCRIS enquiries during browsing, protecting your credit score while you compare offers.
What Sets Us Apart
- Lightning-fast process: Apply in minutes from your phone with no paperwork or branch visits.
- High approval rates: Up to 95% on first submission, even for those with imperfect credit history, gig workers, self-employed individuals, and freelancers.
- Full transparency: See exact interest rates (typically 2%–12% per month on reducing balance), fees, and total repayment upfront.
- Inclusive eligibility: Salaried employees, gig economy workers (Grab, Foodpanda, etc.), self-employed, and small business owners are welcome. Minimum age 21–60, valid MyKad, and active Malaysian bank account required.
- Shariah-compliant options: Islamic personal financing-i available through select partners.
- User-focused support: Dedicated email at info@loan-my.com for any questions.
At loan-my.com, we believe everyone deserves fair access to credit without hidden surprises or lengthy waits. We are committed to responsible lending practices, data security, and empowering Malaysians with the financial flexibility they need to move forward confidently.
Whether you are in Kuala Lumpur, Selangor, Johor, Penang, Sabah, Sarawak, or anywhere across the country, loan-my.com is here to help you find the right loan quickly and securely.